Savings Accounts

Saving made simple

Select your state to see details for your location.

Choose the savings account that's right for you

Whether you want to save for a rainy day, or have a specific savings goal in mind, we make saving your money easy and convenient.

eSavings  (Most popular)

  • No minimum balance requirements
  • No monthly maintenance fees
  • No minimum opening deposit
  • Unlimited deposits, withdrawals and transfers at BB&T branches and ATMs

High Performance Money Market Account

  • $1,000 minimum balance needed to avoid $12 monthly maintenance fee
  • Convenient check-writing ability
  • Unlimited deposits, withdrawals and transfers at BB&T branches and ATMs

Investor's Deposit Account

  • $10,000 minimum balance requirement
  • Convenient check-writing ability
  • Unlimited deposits, withdrawals and transfers at BB&T branches and ATMs

Health Savings Account (HSA)

  • Tax-deductible contributions up to the annual limit
  • Potential to accrue a higher return by moving funds between your savings and investment accounts
  • Debit card and checks provide convenient access to savings
  • Tax-free withdrawals for qualified medical expenses

Young Savers

The following are available with all of our savings accounts:

No-fee online statements

Access your account statements from your computer or mobile device

BB&T alerts

Set alerts for the activities that matter most to you

Online and mobile banking

Go beyond everyday banking with U by BB&T?, our online and mobile banking experience

Still exploring?

How Much Will I Need to Save?  (Calculator)

Estimate the amount of savings you'll need for your next large purchase.

What Mistakes Am I Making With My Money?  (Video)

Make sure you're avoiding these pitfalls?to create better financial habits.

What Will It Take to Become a Millionaire?  (Calculator)

Learn how much to invest each month to reach $1 million.

Select your state

Select your state for location-specific product information.

Learn more about your account, including fees and ways you can avoid them.

  • 1

    Service fees may apply. Please see our Personal Services Pricing Guide for details.

  • 2

    Six preauthorized, automatic or telephonic (including online banking and BB&T Phone 24) transfers or withdrawals per statement cycle. A $3 fee per transaction is charged for excessive activity.

  • 3

    Account will convert to a regular savings account, which may include monthly fees, upon client's 18th birthday. Please see our Personal Services Pricing Guide for details.

Subject to credit approval.

The information provided is not intended to be legal, tax, or financial advice. BB&T hopes you find this information useful but we cannot guarantee that it is accurate, up to date, or appropriate for your situation. You should consult with a qualified attorney or financial advisor to understand how the law applies to your particular circumstances or for financial information specific to your personal or business situation.

Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender.?